The Medical Bill Survival Guide: Easy, Effective Strategies for People Experiencing Financial Hardship

Second place in the Reader Views Literary Awards, "Health" and "How To" categories It does not matter how bad your financial situation seems to be, The Medical Bill Survival Guide will provide you with the knowledge to help yourself or your loved one. Medical bill anxiety is caused by miscommunications and misunderstandings. This book teaches easy, effective strategies for working with insurance companies, hospitals, doctors, and other healthcare providers.  Readers will learn and discover: • How process problems cause insurance claims to be rejected and denied • How to access public insurance programs for the uninsured and unemployed • How to access provider-based financial assistance and charity care • How to demonstrate financial hardship and • How to talk productively to billers and collectors.  The information in this book will benefit: • Insured patients who are experiencing difficulty paying the deductibles, co-pays, and coinsurance. • Uninsured patients who are unemployed or cannot afford health insurance. • Patients and the families of patients who have survived a catastrophic medical episode like cancer, heart attack, or major surgery. • Patients with chronic diseases requiring continuous, costly medical care like heart disease, COPD, or diabetes.